AlumniFi

Smart money moves for your next chapter.

We’ve partnered with Cooley Law School to support alumni as they launch their legal careers, offering no-fee banking, smarter tools, and support that works as hard as you do.

Proud Partner of Cooley Law School

From your first case brief to your first big 
win, AlumniFi helps Cooley graduates move forward with confidence. This partnership is built for progress, smarter savings, faster debt payoff, and tools designed to make every financial decision a strong one.

Official financial partner of Cooley Law School alumni.

Access to smarter, stress-free banking tools.

Community perks that go beyond the classroom.

AlumniFi Overview

Banking that
gets you.

Adulting is hard. Banking shouldn’t be. AlumniFi is powered by MSU Federal Credit Union and built for real life—helping you save smarter, spend confidently, and keep your goals in motion.

No hidden fees. No hoops to jump through. Just tools that help you do money better, every day.

AlumniFi Student Loans

Student loans
that lift you toward your goals.

From flexible student loans to parent and refinancing options, get the support you need to plan, fund, and manage your education costs with clarity.

Save smarter. Spend simpler.

From checking that keeps up with your pace to savings that actually grow, AlumniFi gives you modern tools that make managing money effortless.

1.00% APY* Checking Account​

Checking that keeps up.​

  • Earn up to 6X more than the national average.
  • Tap-to-pay Visa® Debit Card with 30,000+ fee-free ATMs.
  • Spending folders and insights to help you budget smarter.

4.00% APY* Savings Account

Savings that actually grow.

  • Earn up to 21X the national average.
  • Organize your money with customizable goals.
  • Automatic transfers that make saving second nature.

Changed

Crush debt, automatically.

AlumniFi members get free access to Changed, the app that rounds up your purchases and uses your spare change to pay down debt. From student loans to credit cards, Changed helps you save on interest and reach debt-free faster—without lifting a finger.

AlumniFi Mobile App

Bank anywhere, anytime.

Meet the AlumniFi app—your all-in-one home for saving, spending, and staying on top of your goals. Move money instantly, track your progress, and stay in control wherever life takes you.

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Download the app

Member Perks

Membership hits different.

With AlumniFi, you get more than great rates. You get access to perks and partners that help you do life better—financially and beyond.

Changed

Free access to Changed for automated debt payoff.

Fin-Life

Financial wellness courses through Fin-Life.

Debbie

Earn cash rewards while learning to budget and pay off debt.

TrulyU

Member-only access to partners like TrulyU and more.

Backed by experience.
Built for you.

AlumniFi is powered by MSU Federal Credit Union, one of the nation’s largest and most trusted credit unions. With more than 350,000 members and over 85 years of experience, MSUFCU brings proven stability, innovation, and member-first values to everything we do.


Every AlumniFi account is federally insured by the NCUA, giving you the confidence of a trusted foundation and the freedom of a fully digital experience.

Questions? No problem.

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AlumniFi
3777 West Road
East Lansing, MI 48823

Contact Us
(855) 955-2965

Routing Number
072486898

Federally Insured by NCUA.

Copyright © 2026 AlumniFi, a trade name of Michigan State University Federal Credit Union. All rights reserved.

*Annual Percentage Yield (“APY”) means a percentage rate reflecting the total amount of dividends paid on an account, based on the dividend rate and the frequency of compounding for a 365-day period. This rate assumes that a set amount is on deposit at the beginning of the dividend period, no deposits or withdrawals are made during the dividend period, and funds remain on deposit for one full year at the same dividend rate. Fees may reduce earnings. Rates for accounts are variable and may change.

AlumniFi accounts are held at Michigan State University Federal Credit Union where savings are federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. View our Privacy Policy and read our disclaimer regarding links to other sites via our Disclosures.

If you are using a screen reader or other auxiliary aid and are having trouble using this website, please call (855) 955-2965 for assistance. All products and services available on this website are available via our contact center.

APY=Annual Percentage Yield

‡Competitor’s checking account with a 0.15% APY – $2,500 average based on the credit unions national average rate, as of 12/26/25, as reflected on NCUA Credit Union and Bank Rates.

†Competitor’s savings account with a 0.19% APY – $2,500 average based on the credit unions national average rate, as of 12/26/25, as reflected on NCUA Credit Union and Bank Rates.